Wednesday, September 19, 2018

#makeITsafePH: Phishing on Bank Accounts

I know this topic has been talked about for many times and ages BUT still, scammers evolved and still on the move to phish out not only our identity but also our hard earned money. Old news but still very rampant.

Before I start my sharing, let me tell this first. #makeITsafePH is a campaign initiated by Globe Telecoms to educate us internet and Information Technology (IT) users about cybersecurity and cyberwellness to avoid becoming a victim to online treats and crimes. I admit I’m no expert but I do hope that this story and upcoming ones will help you to be cyberaware.

Many months ago, or is it been a year (?), many banks asked all their clients to report back to their mother branch (the branch where we opened your bank account) to update our personal information. Of course, our work also coincides with the banking hours thus many had a hard time to do this. So what the scammers did was to ask ALL personal and private information including the login names and passwords thru email. What amazed me most is that I received emails from this scammers using the (name of) banks which I have an account to. I did not ever received a email from banks on which I don’t have an account. So my first question was: how did they know that I have an account on that bank?

photo from Bank of Philippine Islands thru Google search

Here are some signs to look for to determine a phishing scam email:

First, the email address “from” is not an official email address of your bank.

Let’s say for example that the official email of the bank is “”. for sure, the phishing scam email will never be the same BUT it might look like the same. Example, if that’s the official email, the phishing email might be “” or “noreply.”. Letter by letter and word by word it is not the same BUT on first glance it looks the same. 

Second and the most notorious one, the email contains a link.

When you read the email, it will ask you to click that link. That link mostly is on blue letter/phrase that says “update account here” or any similar phrase that have the same meaning. Some scam email I received even had two to three links, making sure that you will be enticed to click it. Kung sa tagalong pa “sigurista talaga” na nabasa mo at mag click ka.

If you received an email with a LINK don’t click IT pls. it will start the phishing process if you do.

Lastly, check the body of the letter.

Most of the time, the body of the letter gives you the command to do all this written. Others, it plants fear on your spine that your money will be gone if you did not follow the set of instructions. Phrases like "your account has been locked" or "suspicious activity" or "verify your account here" or words like "suspended" or  "frozen"  then followed by "click the link to unlock" are sure signs of phishing. 

For sure, as I said on the intro, scammers do evolved, so I guess, in the near future, they will change their MO (modus operandi). So what to do if this happened to you?

First, stay calm. As for me, I do nothing. I don’t click the link, I just mark it as “read” then the next time I visit my mother branch, I report it to the customer representative in person.

Second, visit your bank to verify that if you really need to update your account details. Specially if you receive emails many times in a week (persistent emailing).

Update your account in person NOT THRU EMAIL. While you are there, share to them the email that you received. They have a unit that chase these scammers. Yes you might lose a day’s worth of salary just to be absent for a day just to visit the bank. It’s better this way that to lose all your savings up to the last centavo from these scammers.

Here a true to life experience from a friend. She wrote this thru facebook status.

She received numerous emails for so called her bank. At first, she did not minded it for she is sure that it’s a scam. But since it’s a persistent emailing, she then click the bait link. And the pandora’s box went loose and lost her hard earned savings including their family budget (she is a breadwinner). The amount is four digit figure. It might be small to other standards BUT if you are the breadwinner and that amount is your family budget for the next days/weeks before the next salary, definitely, it is a HUGE amount of lost. Good thing her good friend is also a bank employee and told her what to do to get her money back. 

So please, do remember, never ever make some updates and verification of bank accounts thru mail, email, call and text, not even on meet ups outside your bank. Verify and update ONLY thru your branch of account.

Tuesday, June 05, 2018

San Mig Food Avenue grandly opens in El Salvador City

18 May 2018
El Salvador City, Misamis Oriental

My sincerest apologies for posting this late. I really thought I blogged about this as soon as may 19th and to my surprise, i made the posting only in my Facebook Page. Anyways, no more excuses, let's get it on!

Last 18 of May 2018, San Mig Food Avenue, San Miguel Corp's Chain of convenience stores finally put up a branch here in Misamis Oriental. The first not only in the province but Mindanao-wide. Located in Brgy. PSB, El Savador City, Misamis Oriental. Between Petron Gas station and Mc Donalds resto at the corner highway going up to Divine Mercy Shrine.

The simple opening started with a Holy Mass and a blessing of the store and its perimeter. Witnessing the event are top brass of San Miguel's Food Group here in the region, media partners, business partners and stakeholders, and its employees.

What i do loved about this store is that it is a one stop shop. more convenience not only for the locals but also for us tourist to and from the airport: in-house bakery; pasalubong aisle; home, kitchen and car needs. Literally all the basic stuff for our convenience.

For more photos of the event, pls follow on to my Facebook Photo Album

if you so happened that you passed by El Salvador City, kindly pls do stop by San Mig Food Avenue and fill up.

Wednesday, May 16, 2018

"Endless Summer" Apple Tree Resort and Hotel Best Summer Experience

Endless Summer Beach Festival 2018 - The ultimate summer experience happening this 25th until the 27th of May 2018 at Apple Tree Resort & Hotel (ATRH), the Premier Resort and Hotel in Misamis Oriental.

Event Highlights:
* Shore-breaks 4: Skimboarding Competition

* 3rd Zumbathon by the Bay Competition

* Open Beach Volley Competition

* Skimboarding Clinic
* Photography Seminar and Contest
* Exclusive Pool and Foam Party (Ages 18+)

For more information:
Sales: 0917-718-5152
Reservation: 0917-714-4040
Apple Tree Resort and Hotel
Taboc, Opol Misamis Oriental 9016

Kita Kits mga Higala!!!

Revlon Sun Festival 2018 comes to Cagayan de Oro

The first ever summer/spring Sun Festival Collection launch of Revlon Professionals ® in Mindanao will take place at Pearlmont Hotel, Limketkai Drive, Cagayan de Oro on  the 21st of May 2018.

It will be a fun filled day to all ladies and salon owner most specialy: summer-themed photobooth, magazine releases, fun games and raffle draws, hairstyling competition, meet and greet the special guests including actress and beauty queen Ms. Francine Garcia.  Learn about the sun festival collection and trends and witness a fashion show.

It will be an exciting and fun-filled event so if you want to be part of it, tickets are sold at Php 200 each and are available at SMR Distribuzione Inc. Office, Unit 7, 2nd floor, Juan Fuel Bldg. JR Borja extension. You may also contact them at: tel fax 088 880 7231; or call their staff Ms. Diane at 0977 805 73 98 for more information. The ticket will cover:  a raffle stub, morning and afternoon snacks, lunch and certificate.

See you all there mga higala.

Thursday, May 10, 2018

We Go to Blu Raffle Promo by Blu Energy

Blu Energy, one of the most renowned independent oil player, based in Mindanao, has a new promotion for the loyal customers, the We Go to Blu promo. Following thru the huge success of their last year’s promo “drive me to a new home”, this time they will be raffling of a brand new car.

From April 6 to July 6 of this year, for every 200 pesos worth of fuel (single receipt or accumulated) purchase, a customer is entitled to a raffle coupon, twice the coupon if the customer presents his or her Blu Rewards Card. Each will have a chance to wish wonderful prizes such as: grocery items worth 2000 pesos, Samsung J2 cellphone, 32inch LED TV, Tricabs (aka ba-o-ba-o) or a brand new Toyota Wigo!

So I am encouraging all of you my loyal readers to please try out Blu Energy fuels, who knows, you might the lucky winner of the new Toyota Wigo. Blu Energy is currently located in 20 different strategic locations in the cities of CdeO, Illigan and Butuan. Gas up na mga Higala sa Blu Energy.

Wednesday, April 25, 2018

Greenwich Pizza Making Camp

19 April 2018
Greenwich Pizzeria
SM CDO Downtown Premier

Last 19th of this month of April, Greenwich gave us, the CDO Bloggers (Inc), a great way to have pizza and pasta. By inviting us to experience a pizza making camp in their latest branch to have the "pizzeria" ambiance, at the SM CDO Downtown Premier. to promote their latest offering this summer.

As we all know, the Greenwich Branch in SM CDO Downtown Premier is been running for nearly a year or so, but this branch is the second branch here in CdeO to have this pizzeria motif. the first one is located at the SM City C0DO Uptown. On this branch was one of many venues selected to hold a Pizza Making Camp. A summer activity for kids and kids at heart who want to know how to make our best loved pizza.

Pizza Making Camp Activity

Greenwich will hold a Pizza Making Camp for a minimum of 10 up to 20 max people per scheduled date. For a fee that starts at 300 Pesos, participants will be making a solo or a double sized pizza. Included in the fee are: the ingredients for the pizza, an apron, name tag and certificate. a plate of spaghetti supreme comes for an added fee.

The activity starts as the dough master will prep up the dough. participants can only see the dough prep up thru the pizzeria window not only due to HACCP standards and also rolling out the dough is really for trained personnel only.

After that, the participants will wash their hands as the crew will mise-en-place the dough and pizza toppings on the participants' table.

Then the dough master will guide the participants the step-by-step way of topping the dough. as soon as they are done, the crew will get all topped pizza and bake it for about 4.5 minutes.

The crew will give out the baked pizza and its "chow" time ;) and distribution of certificates.

so gather your family and friends and have this one-of-a-kind summer bonding activity. Just go to any Greenwich store for bookings and other details.

Limketkai Center is blooming to become the Government's Hub

20 April 2018
Limketkai Center Gateway

Had you noticed that the Limketkai Center is now becoming the Government's (specially Region 10 offices) new hub? First, the Robinsons Place CDO had a "lingkod bayan" center: SSS, GSIS, TIEZA, Tesda, PhilPost, Philhealth, have a mini office or kiosk to to cater our small and/or immediate concerns

The Professional Regulatory Commission (PRC) R10 transferred to the 2nd floor of the Northern Concourse. Then, the Department of Tourism (DoT) R10 moved to Rosario Strip. As of latest developments, there are two new offices being hurried to finished to serve us the soonest time.

PhilHealth at the Gateway

The Philippine Health Insurance Inc (PhilHealth) is now relocated to the 2nd floor of the Gateway Building. If our source is right, it will serve the public any day this week. On its next door neighbor is the bureau of immigration will open soon.

Bureau of Immigration at the Gateway

Personally, i would like to thank all the think tanks who made this move possible. a One stop Government hub for added convenience.

Monday, April 16, 2018

2nd Bohemian Night at Apple Tree Resort and Hotel

It’s officially summer season and what is the best way to kick off this most loved season is to have a bohemian night by the shore. Apple Tree Resort and Hotel, one of Misamis Oriental’s and Metro CDO most loved resort, celebrated the opening of the summer with their 2nd “boho chic” exclusive themed party last 14th of April 2018.

It was a big night of fun with enjoyable ethno music from the Dhassig Band. Aside from the guitars and drums, they use tribal musical instruments mostly from the province of Bukidnon like the percussions and bamboo flute.

Before their act ends, a special fire dance from aPoi CDO. Tribal beat from Dhassig band plus awesome fire dance of aPoi CDO is definitely a hot performance. The goddess of fire and music will surely be pleased as we are.

After this hot performance, a little intermission, as Apple Tree Resort and Hotel, gave out overnight accommodation and pool access for good for two. They gave out this prize one each for the best "bohemian" dress male and female. All participants, specially for the female, they really all dress out for this event, all are deserving to win but of course, only one from each category should win.

When this awarding was done, the second act of ethno music continued. this time, from the band of Dodu Abrio and the Viajeros. the enjoyable music and dance continued until midnight.

My great gratitude to the ManCom of Apple Tree Resort and Hotel for having me to experience this kind of night. Big thanks and shout out also to my co-members of Cagayan de Oro Camera Club, it was great to shoot with you guys! until next time.

Speaking of next time, Apple Tree Resort and Hotel will have a (culminating) summer event this month of May and I hope to see you there. More details about this in the future posts. for the mean time, please do save these dates mga higala.

#BohemianNight2 #FantasticEscape #DiscoverAppleTreeToday #SummerTime2018 #BeatTheHeat
#EndlessSummmer2018 #DiscoverEndlessSummer2018 #ExploreMisOr #TravelMindanao

Sunday, March 25, 2018

Sweet House Pastry School Graduation Ceremonies 2018

24 March 2018
Mallberry Suites
Cagayan de Oro City

Sweet House Pastry School, one of Cagayan de Oro’s premier school for making pastries, cakes and other baked products, held their Graduation Ceremonies for their courses in: Fundamentals in Pastry Arts; Cake Decoration and; Baking and Pastry National Certificate II (NC II).

The ceremonies were held at the Platinum Hall of the Mallberry Suites. Graced by the presence of no less than the CDO City Mayor Oscar Moreno, Balingasag Town Mayor Abogado and TESDA Regional Director. Councilor Ian Nacaya is also present for the event and to witness his wife’s graduation.

The Sweet House Pastry School was founded by Sir Sam Uapal who is the current school president and his wife Chef Mich Uapal whom we know is a topnotch pastry chef in the city if not of the country. Their roster of chef instructors are all also on of the best in their fields. Chef Ruben Castor & Chef Mar Lacuesta of Pan e Dulce; Chef Rose Lim of Caro and Marie in Cebu, Chef Mae Ann Roa, among others.

Congratulations to all chef graduates. May you be blessed on your chosen career and/or baking business.

Solidmark Marketing welcomes Sanden

23 March 2018
Solidmark Marketing
Limketkai Mall

In a simple celebration, Solidmark welcomes a new line of products of Sanden Philippines. Held last 23rd of March 2018 at their branch in Limketkai Center. Mr. Larry Cruz of Sanden Philippines graced the event.

We all know that Sanden is a leader and commonly used as car air-conditioner. Sanden have 3 major lines of products: car aircon, chillers & freezers, and heaters. Since our country is in the tropics, the last two are the only available in our market.

Besides Solidmark CDO, Solidmarks in Butuan and Surigao also offers Sanden products to the consumers. Sanden is been with us since 1943 but here in the Philippines, Sanden touched based last 1989 then on 1996, they offered variety of products.

If your home, office or business needs freezers and chillers, proceed now to Solidmark Marketing Limketkai Mall branch, they will be happy to assist you to fit your storage needs.

Thursday, March 22, 2018

Fast Cat now Serves Bohol to Opol via Camiguin

Fast Cat’s M2 Ferry Catamaran now serves a new route. From Jagna, Bohol to Opol, Misamis Oriental via Balbagon, Camiguin. It’s maiden voyage started today 21st of March. They departed Jagna, Bohol at around 12-1pm and arrived Balbagon Port in Mambajao, Camiguin at around 3pm. After disembarking, craft servicing and boarding, they left Balbagon at around 4pm. Finally arrived Opol at around 8pm.

Fast Cat M2 docked at Opol Pier

This fast craft is the biggest inter-island ferry is ever seen so far. This vessel can accommodate around 30-34 sedans PLUS 7-10 buses/trucks more. As for the passengers, it can handle 275 passengers which is divided into three accommodation classes: economy which is an open air al fresco accommodation on the top deck; premium economy; and business class. The last two classes are on the middle deck and both air-conditioned.

Rolling Cargo Deck

Business Class Accommodation

Premium Economy Accommodation and Galley

Economy Class Accommodation in an open air (al fresco) area

To celebrate this milestone, Fast Cat offered FREE ride to the first 5 passengers on each class and first 2 on light vehicles/SUV/Sedan on this maiden voyage. A friend of my wife got lucky to be one (well, make that a couple and a baby German shepherd) of who got free ride.

The Fast Cat terminal in Opol is located to what is known as Opol Fish Port. From CDO, that’s after Panagatan then turn right after Petron Station. Ticket prices starts at 570 pesos (Opol to Camiguin one way) plus a terminal fee (sold separately). BUT I heard that they will offer a 50% off on their rates as a special promo. So, lets ride and try Fast Cat na…hmmm, come to think of it, years back, I wanted to go to Jagna instead of Tagbilaran, I just cant recall why.

For more info about Fast Cat, visit their Facebook page at or their website at Call them too at 0998-583-4731 (Jagna); 0998-583-4782 (Balbagon) or 0998- 583-4733 (Opol).

Visit also my Facebook page at @agent112778 on IG, Youtube and Tweeter.

Monday, February 26, 2018

Karr Jackson Uptown Branch now Ready to Serve

Karr Jackson, the most realiable automotive shop in Northeren Mindanao, opens its 3rd CdeO branch in Uptown CDO. Conveniently located at Masterson Ave, (near) corner Macapagal Blvd, Upper Carmen. its between Xavier University's SEARSOLIN Campus and SM CDO Uptown.

The opening ceremonies was themed "big boys' playground". as we all know, automotive and its care is one of the big boys' hobby and toys.

As of this moment, this branch is the biggest car care shop in Northern Mindanao. Its the 3rd here in CdeO after Gusa and downtown CdeO. Of course, opening this biggest shop should be a "blast" and it did. Fun games, huge discounts, great deals, best food and drinks catered by Bigby's are just some of the highlights of the event.

Karr Jackson is open Monday to Saturdays 8am until 5pm. Their lounge is also spacious enough with free wifi and coffee while waiting as expert mechanics and technicians will attend to your care care needs.

head now to Kar Jackson Uptown for your car's well deserved treatments and pampering :D see you there mga higala

Sunday, February 25, 2018

Smart provides CDO students emergency response training

PLDT wireless unit Smart Communications has organized an emergency response and management training for students of University of Science and Technology of Southern Philippines in Cagayan de Oro City (USTP-CDO).

The whole-day workshop was a “training of trainers” that equipped the students with skills to be able to conduct their own preparedness lessons for members of their communities.

The activity is part of the company’s Tropang Ready program, a nationwide caravan of Smart’s TNT brand, which tours schools in the Philippines to teach the youth and their friends (tropa) the importance of disaster preparedness.

TNT Tropang Ready is an initiative under Smart’s advocacy for a #SafePH, which promotes preparedness through mobile solutions and on-ground activities to help communities mitigate disaster risks.

Last year, a large population of USTP-CDO students were stranded inside their campus as heavy rains and neck-deep flooding hit the city. A few weeks later, more than 2,000 students attended the TNT Tropang Ready disaster preparedness caravan initiated by Smart at their university. The event featured talks and disaster preparedness lessons by emergency management experts and representatives from the local government, disaster risk reduction and management office, University of the Philippines Nationwide Operational Assessment of Hazards (UP Noah) Center, and Philippine Institute of Volcanology and Seismology (Phivolcs), among other organizations.

For the training of trainers activity, which was the second phase of the Tropang Ready program, Smart tapped the expertise of Louie Domingo and Tan Palma of Emergency Management Center. They taught the participants how to prepare for and what to do during typhoons, earthquakes, landslides and tsunamis, among other calamities.

Sir Louie Domingo demonstrating the proper "duck-cover-hold"
Among the lessons they taught the students were first aid and self-defense techniques, and pointers on how to assemble a “Go Bag” or an “e-Balde,” an emergency kit meant to help an individual or a family survive the next few days following a calamity. The kit included canned food, water, flashlight, batteries, cell phone and an umbrella, among other essentials.

Attendees were likewise tapped to be part of the Tropang Ready community on Facebook, where they could meet online with members of other Tropang Ready schools and share ideas on preparedness and response efforts in their own areas, among other topics.

A student tries her hand at using a fire extinguisher during the
TNT Tropang Ready “training of trainers” activity at USTP-CDO
The young members of the society play an important role in disaster preparedness, according to Ramon R. Isberto, PLDT and Smart public affairs head. “They have the mobility, the skills, the technological know-how—they have what it takes to spread the culture of preparedness,” Isberto said.

“TNT Tropang Ready aims to turn the youth into ambassadors of preparedness in their own communities,” said Smart community partnerships senior manager Nova Concepcion. “We are also working to help include disaster preparedness in the educational curriculum,” she said, noting that the goal of the workshop was to enable the students to conduct trainings in their own communities as part of their school’s extension program.

Bela Padilla Visited CdeO for the Centrio Art Tents

In celebration of the National Arts Month and of course the Love Month, Centrio Mall is having an arts expo called "Centrio Art Tents". The concept of the expo is to showcase the participants arts like paintings, calligraphy and other DIY projects.

As an added highlight to the event, Centrio Mall brought actress Miss Bela Padilla, who is also a budding artist. Many mall goers had the chance to meet and greet her. Im so happy to be part of it.

Miss Bela shared her artistic talents in this mini show. after some intros, she did one poem reading which she wrote. If I am not mistaken (yes i dearly not sure of this; just comment below if im wrong) the poem was part of her current movie "Meet me in St Gallen".

after the poem reading, she rendered a song while playing the ukulele with CDO's very own Kagay-an Ukulele Underground.

after these, she gave a rare chance to meet and greet the lucky patrons: selfies, gift giving to miss Bela, autograph signing.

Once again, thank you so much Centrio Mall and it's marketing team for making this event possible. wishing for more of these soon.

Am I Ready to VLOG?!